People who live in mobile homes often have the misconception that insuring their home and possessions would be as expensive as "regular" homeowner's insurance. Or, if they live in an inexpensive mobile, they may think it's not worth insuring.
Both concepts are wrong.
First, mobile home insurance is really pretty inexpensive. And, although major claims are rare, fires that destroy a mobile home and its contents do happen. If you live in a mobile home and don't have coverage, what would happen if that occurred to your home?
Another factor is liability coverage. If someone trips on your carpet or otherwise injures themselves while in your home and has major medical expenses as a result, without insurance, you could be personally liable for their costs. Which of your assets would you choose to lose if that happened?
Obviously insurance is better. And when you consider that mobile home insurance (from Farmers wholly-owned subsidiary, Foremost) can be obtained for around $300.00 per year -- depending on the value of your home and its contents -- it's almost silly to be without it.
Please feel free to call for a no-obligation quote or with any other questions you might have about mobile home insurance. If you do have coverage, let's see if we can get you covered for less. I can be reached at 602-466-2636 (office) or 480-628-9786 (cell).
Thanks for reading.
